Each home insurance policy is different, but standard policies usually provide:

• Broad coverage for damage to your house and any permanent structures on your property (unless the cause of the damage is specifically excluded in your policy.)
• Damage to your personal property due to causes specified in your policy.
• Limited coverage which is available  for items like  stolen jewelry. Coverage amounts vary depending on your state of residence.
• Additional coverage for valuable items which can be purchased through

A homeowner's first insurance concerns are usually coverage for the structure of the home and liability. But did you know that many valuable additional coverages may be purchased through endorsements to your policy?